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Privacy Policy

Privacy Policy

We assemble and accumulate customer information by expressly looking for permissions from the customers. Our main concern in doing so is to offer customers a protected, pleasant, and customized experience. This allows us to give offerings and functions that meet your necessities and to make the customer experience while working to operate our platform in a more organized and less complex manner and to work on the offerings with our aid. To be specific, we assemble personal information from customers that we believe is fundamental to achieving the business purposes referenced previously.


The data collected by us is Inclusive of:

• Full Name

• E-mail Address

• Gender

• Photograph

• Mailing Address

• Posting Code

• Family Details

• University/College Details

• Contact Number

• Linked Prepaid Wallet Details

• Bill Details

• Vehicle Details

• Permanent Account Number (PAN)

• Academic Records and Certificates


Our Website and Application also collect contact numbers for verification purposes to test the SIM card on the device that specifically identifies you and wards off frauds to get unauthorized entrance. We don't gather, read or store client SMS or call records.



Gathering Device Location and Device Data:

We collect and screen the data regarding the area of the client's device to give the worthiness of your credit application, decrease risks identified with your top-level application, and give pre-insisted twisted advance offers.


The data that the App assembles, and its usage is dependent upon how you manage the protection controls on your device. Right when you present the App, we gather the data that we assemble with extraordinary identifiers with the device you are using. We gather data from the device when you download and introduce the App and look for authorizations from the customer to get the required data from the device.


Gathering Installed Applications:

We collect a summary of the presented applications' meta info which includes the application name, bundle name, introduced time, refreshed time, variant name, and structure code of each acquainted application on your device to evaluate your creditworthiness and upgrade your profile with pre-endorsed revamp advance offer.


Camera:

We require camera permission to result and seize the required KYC files in this regard. This permits us to auto-fill significant fields.


As a piece of support of the KYC venture, we anticipate permission to your camera to allow you to commence your KYC communication. This authorization grants us or our endorsed specialists to play out your Video KYC while at the same time taking screen captures of your unique Officially Verified Documents that you present during your Video KYC venture. Video KYC allows you to finish your KYC cautiously, effectively, and proficiently. Your video will be recorded and held for regulatory purposes along with the screen captures of your unique Official Verified Documents.


Microphone:

We need microphone permission to engage a two-way correspondence between our approved specialist and you to perform and complete your Video KYC. Your sound will be recorded for regulatory reasons.


Storage:

We need storage allowance with the purpose that your KYC and other required reports can be securely downloaded and saved money on your phone. You can then conveniently transfer the right KYC-related records for rapid credit application nuances filling and disbursal measures. This warrants that you are furnished with a steady experience while using the application.


Use and Disclosure of Personal and Other Data:

We acquire, gather, and use the information we collect from you, according to the specific laws to offer our assistance, to explore and develop new ones subject to the limitations set out in this Privacy Policy.


We use this data to:

• Resolve conflicts

• Troubleshoot problems

• Aid in promoting a safe service

• Insightful analysis

• Marketing and promotional ventures including sending you SMSs, emails, and WhatsApp.

• Measure consumer interest and fulfillment in our products and services.

• Send notifications to you about online and offline offers, products, services, and updates.

• Customize your user experience.

• Identify and guarantee us against dubious or criminal activity, fraud, and other crimes.

• Implement our terms and conditions.

• Enhancement of our services and as in any case depicted to you at the time of collection.

• In our efforts to persistently enhance our product and service offerings, we store and break down demographic and profile data about our client’s activity on our platform.